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Car insurance terms and conditions document (PDF, 270KB) Cover and limits (PDF, 383KB) Car insurance product information document (PDF, 455KB) Motor legal expenses (PDF, 100KB) LV= Breakdown policy document (PDF, 437KB) How we use your personal information; Manage policy. As an existing customer, you can make changes to your car insurance policy online, when it's convenient to you. Direct Line allows up to four named drivers added to a policy to earn their own NCD. Two insurers at least have begun offering no-claims bonus for named drivers. Other insurers may insist on the cancellation of the policy and re-issue in the name of the living spouse. While car insurance policies are usually taken out for 12 months and paid either up front or through monthly premiums, you can cancel at any time. *Car insurance: are policy add-ons worth it??* Every Age Co Sale Helps Age UK's Charity Work. Direct Line allows up to four named drivers added to a policy to earn their own NCD. 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